Core Banking System for PT. BPR Kedung Arto 1.0

Core Banking System for PT. BPR Kedung Arto is a secure, real-time banking platform tailored to streamline daily operations, strengthen internal controls, and support growth for a community-focused financial institution. It centralizes customer data and financial transactions, reduces manual work, and provides clear oversight across branches and departments.

Key capabilities:

• Customer and account management: Unified customer profiles, customizable savings/current/time-deposit products, and automated interest and fee handling.
• Loans and financing: End-to-end loan origination and servicing, amortization schedules, penalties, rescheduling, and collateral tracking.
• Teller and cash operations: Cash-in/cash-out, vault management, and end-of-day balancing with maker-checker approval controls.
• Payments and transfers: Internal transfers and integration-ready connectors for external payment rails and third-party services.
• General ledger and accounting: Real-time posting, configurable chart of accounts, accruals, and period closing.
• Reporting and analytics: Operational and financial reports, dashboards, and comprehensive audit trails.
• Security and governance: Role-based access, multi-level approvals, detailed logs, and parameterized risk controls.
• Multi-branch readiness: Centralized oversight with branch-level controls and scalability as volumes grow.
• Integration-ready APIs: Designed to connect with channels, CRM, credit scoring, and regulatory/reporting tools.

Benefits:

• Higher efficiency through automation and straight-through processing.
• Improved accuracy and auditability with real-time ledgers and traceable workflows.
• Faster closing and clearer visibility for management and compliance teams.
• Better customer experience through quicker service and consistent data.

Deployment and technology:

• Web-based architecture designed for on-premises or cloud environments.
• Emphasis on reliability, data integrity, and secure backup/restore practices.
• Modular design that allows phased rollout and easy extension as needs evolve.

This system provides a robust foundation for PT. BPR Kedung Arto to manage core banking functions confidently while remaining flexible for future growth and integrations.

Core Banking System for PT. BPR Kedung Arto is developed by xpit. The most popular version of this product among our users is 1.0.

You can check Core Temp, mini Ring Core Calculator, VP Bank e-banking and other related programs like 3D Matrix Core at the "download" section.